12 Steps To Eliminate Debt Forever! by Sharman G. Lawson

From the Publisher

Financial freedom is available to everyone.

Financial freedom isn't based on who we know or how much money we make. It is a result of a change in our thoughts and habits regarding our hard-earned money. Living debt free is not just for the rich and famous! In 1995, Sharman and her husband got a vision to pay off all their debt, including their mortgage, in five years. After accomplishing that monumental goal in 1999, she was inspired to reach out and help others who are struggling financially and living paycheck to paycheck. Catch the vision. Live debt free! Living debt free is a lifestyle and philosophy that anyone can choose to implement in his or her current situation using his or her current income. This book will give you principles, concepts, information, and tips that you can immediately apply in order to obtain financial freedom. You too can be among the thousands of people that Sharman has helped to realize their dream of living without debt. "Having known Sharman Lawson for several years now, I have personally witnessed the success of her debt-free living strategies. Sharman lives what she teaches! The simple changes her book recommends translate into dramatic life-changing freedom for those willing to take on the challenge." L. Lindley, Certified Budget Counselor and Business Owner

Product Details

• Read an Excerpt

Read an Excerpt

Purpose is your reason for being. Purpose is what motivates you to get up in the morning. It gives you a passion for living. When you have a purpose, you feel as if you are contributing and adding value to life. Do you know your purpose, but choose to run from it? Are you in a comfortable place, and aren't ready to step into unfamiliar territory? Going after your purpose means taking a risk, walking into the unknown, and stepping into a place that is uncomfortable but only for a season.

Is your vision to be broke living paycheck to paycheck? Do you feel that is part of your purpose? There is a higher purpose for you than working your job, paying your bills, and raising your children. When you are bound by debt, you can't see clear visions or have the foresight or hearing to find your purpose. Purpose gives you a reason for living, a focus, drive, and determination. Going after your purpose will elevate you to the next level of excellence, calling, and destiny. You were made for a purpose find it, and go after it NOW!

How do you birth your vision and purpose?

Evaluate your life and circumstances

Make a decision and plan to change

Know that it takes a risk to do what is uncomfortable

Stay with your commitment and be focused

Pray about your vision and purpose regularly

Evaluating your life and circumstance means taking a step back, looking at your situation, and deciding what is currently working and what is not working. If what you are currently doing is not working for you, then you need to make the decision to change some things. How do you expect to change your old habits? It's not going to happen by wishing or hoping. Youmust come up with a plan of action.

That is why this book has to be an important part of your vision to be debt-free. You have obviously made a decision that you would like a debt-free lifestyle. Now, you want to know the steps to take in order for you to get there. One of the steps is to understand why you make the choices you do regarding your money. Do you enjoy living paycheck to paycheck, feeling stressed, poor, not having enough, and frustrated because of your money mismanagement? As long as you chose to keep the same behavior, you will be a "slave" to your finances.