The First-Time Homeowner's Handbook by Joe Adamaitis: Book Cover

    The First-Time Homeowner's Handbook: A Complete Guide And Workbook for the First-Time Home Buyer: With Companion CD-ROM by Joe Adamaitis (Foreword by)

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    (Paperback - Includes CD-ROM)

    • Pub. Date: September 2006
    • 288pp
    • Sales Rank: 102,623

      Reader Rating: (10 ratings)

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      Product Details

      • Pub. Date: September 2006
      • Publisher: Atlantic Publishing Company FL
      • Format: Paperback, 288pp
      • Sales Rank: 102,623

      Synopsis

      The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from realtors to attorneys to bankers. There's tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent—and potentially dangerous and expensive—mistakes made by first-time home buyers. According to Money Magazine, "Over the past five years, home values nationally have risen 65 percent while the stock market has fallen." Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow. This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they're really worth, how to uncover unknown assets, and how to enhance credit ratings within six months,provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you've always wanted.

      Customer Reviews

      First-Time Homeowner's Handbook: A Complete Guide And Workbook for the First-Time Home Buyer: With Cby Anonymous

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      December 29, 2007: This is helpful for getting you through some of the technical aspects once you get into the process of buying a home. It's not great for someone truly getting started from square one.

      First-Time Homeowner's Handbook: A Complete Guide And Workbook for the First-Time Home Buyer: With Cby Anonymous

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      December 20, 2006: First off, let me say that my husband and I really appreciate the CD. It has all the forms and lists we needed to feel confident when we bought our first home. From building costs and budget worksheets, to banking support, these documents were a big help. From why you want to own your own home, what to do when you find the one you?re looking for, and what to expect at closing, this handbook walks you through the process. This step-by-step guide shows you how to fill out the attached forms and gives you confidence that is sure to eliminate any buyer?s remorse you would have felt after your purchase. Overall, the book was very helpful and will be a useful tool for anyone going through the process for the first time. Buying your first house doesn?t have to be scary. This handbook makes the process an understandable and exciting experience.


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