Synopsis

Repair your credit and get out of debt with the complete guide to solving your money troubles. Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you'll find everything you need in this complete guide. Solve Your Money Troubles shows you how to: prioritize debts; create a budget; negotiate with creditors; stop collector harassment; challenge wage attachments; contend with repossessions; respond to creditor lawsuits; qualify for a mortgage; rebuild credit; decide if bankruptcy is the right option for you. To make the process easier, Solve Your Money Troubles includes sample letters to creditors which reflect changing financial times, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. This edition covers the new federal Credit CARD Act, as well as expanded information on dealing with foreclosure and the new federal government loan modification programs.

First Magazine

Practical advice as well as state-by-state listings of who to turn to for every aspect of your financial health.

Biography

Robin Leonard is a former attorney who gave up the law to become a rabbi. She is the author of many Nolo books including Money Troubles: Legal Strategies to Cope with Your Debts and Credit Repair. She also helped write How to File for Chapter 7 Bankruptcy and A Legal Guide for Lesbian and Gay Couples.

Margaret Reiter was a consumer investigator with the Los Angeles County Consumer Affairs Department for four years and worked for 20 years as a consumer prosecutor with the California Attorney General's Consumer Law Section. She has investigated or prosecuted businesses engaged in consumer fraud including foreclosure "consultants," mortgage lenders, debt settlement companies, vocational schools, living trust mill/annuity sellers, prepaid phone card companies, and tax refund anticipation loan providers. She has drafted consumer protection legislation, advocated for stronger consumer protection before regulatory agencies, trained other prosecutors and investigators, and prepared consumer alerts and spoken to the public on Truth-in-Lending, telephone slamming and cramming, truth in phone billing, bankruptcy, and vocational schools, among other consumer topics.